We create custom wealth plans that go beyond traditional retirement advice, blending financial coaching with lifestyle design turning your next chapter into your best chapter.
With Americans living longer and facing increasingly intricate financial and emotional challenges, the traditional approaches to wealth and retirement planning have become insufficient. To truly thrive in this evolving phase of life, retirees need a “Wealth Planning Architect”—a professional who merges the technical expertise of a Financial Advisor with the holistic vision of a Business Coach.
Want the details? Get the book, written by the founders of Alto Financial Group, and determine for yourself whether the Safe Wealth Plan is for you.
Is the Safe Wealth Plan Approach Right for You?
Not everyone is a fit. But if these statements resonate, we should talk:
- I’m ready to create an after-career life rich with purpose and security
- I want to protect and maximize the income potential of the assets I’ve accumulated
- I want to minimize taxes1 and protect against key retirement risks2
- I want to optimize my Social Security and Pension benefits tailored to my circumstances and goals
- I want to prepare for potential long-term care needs
- I want a plan that empowers me to adapt confidently to unexpected life scenarios
- I’m ready to invest the time and effort required to co-design a plan with a Charlie and Cort
1 So the IRS doesn’t become my lifetime business partner, deciding how much of my hard earned income I get to keep
2 Risks like longevity, volatility, sequencing, inflation, liability — and inflexibility
Alto Financial Group, Texas A Family Legacy of Empowering People—In Business, Life, and Finance
At Alto Financial Group Texas, we believe retirement isn’t the finish line — it’s the start of your Second Life. Our mission is to help you design a future rich in purpose, financial security, and lasting legacy.
Lead by Charlie Dial, a licensed financial advisor, and his father, Cort Dial, a seasoned business coach and business strategist, we are a father-son team blending decades of experience with next-generation financial insight.
Together, we guide individuals and families through the development of their Safe Wealth Plan — a personalized roadmap designed to:
- Create an after-career life rich with everything but worries
- Maximize the income potential of your savings
- Minimize taxes and protect against key retirement risks — longevity, volatility, and inflation
- Optimize your Social Security strategy
- Prepare for the possibility of long-term care
- Adapt confidently to life’s unexpected changes
- Foster relationships that support you and your family long-term
We go beyond the spreadsheets. Our goal is to help you pass down not just wealth — but the wisdom to manage it.
Three plus decades of coaching top-tier executives globally
Author of the acclaimed book Heretics to Heroes: A Memoir on Modern Leadership
Licensed Insurance Agent and Business Coach
Licensed Financial Advisor and Insurance Agent
Graduated Summa Cum Laudefrom Concordia University, Texas
Senior Skills Trainer and Coach at Trent Reyonold Player Development
Charlie and Cort, alongside Cort’s son-in-law and Charlie’s sister, Trent and Katy Reynolds, are the founders of Trent Reynolds Player Development (TRPD) and serve as dedicated coaches.
At the core of TRPD lies a mission that goes beyond the game: "Develop Great Players Into Great Men." This statement captures their commitment to enhancing athletic skills and fostering personal growth and character development in their players.
Only 20% of Americans Have a Solid Wealth Plan
Among that small minority, 96% express confidence in having sufficient retirement income.
Customized
(includes taking advantage of tax-efficient withdrawal strategies, minimizing risk, and optimizing Social Security and pension benefits)
Predictable
(designed to ensure that your retirement savings are optimized to support you throughout your retirement years)
Adaptable
(so you're prepared even when the unexpected occurs.)
Sustainable
(We'll be here throughout your retirement journey and supporting your family when you’re gone)
By partnering with us to help develop your Safe Wealth Plan, you’re not just preparing financially for the future; you’re taking a proactive step towards creating the life and retirement you’ve always envisioned.